VISA Debit Cards

IMPORTANT CHANGES to the ATM Surcharge Free Progam – Click here for details


You have 4 FREE uses per month to use any ATM not owned by the Credit Union without incurring a fee from the Credit Union. After the 4 FREE uses you will be charged $1.00 per use and this fee is withdrawn from your account on the last day of each month.

The Credit Union owns and maintains an ATM machine in the first floor lobby of the Dulles State Office Building in Watertown, New York. Credit Union members can use this machine to access SCSEFCU accounts free of charge with our Combo Card (these do not count towards the four).

This means that you are able to use nearly 25,000 ATMs worldwide! You will be able to access your money at any ATM displaying the CO-OP logo without being charged their surcharge fee. In Jefferson County, locations include Longways Truck Stop and all AMERICU Credit Union ATM’s.

Find the nearest surcharge-free Co-Op Network ATM:

Mobile Phone: Text your location to 692667 (MYCOOP)

Online: Click HERE

Toll-Free: Call 1-888-SITE-COOP

GPS: Download ATM locations to your navigation device