We offer a variety of loan protection programs and insurance to help protect some of your largest investments.
GAP Coverage
GAP (Guaranteed Asset Protection) helps pay off your auto loan if your car is totaled or stolen and you owe more than the car’s depreciated value. Ask us about adding GAP to your loan.
Mechanical Repair Coverage
The older your vehicle gets, the more expensive it can be to fix it – and the more often you need to. Mechanical Repair Coverage may help keep those costs in check, saving your budget from future unexpected repair costs. Help protect yourself from unexpected costly covered repairs – Talk to your State CS Loan Officer to find out what Mechanical Repair Coverage plan is right for you.
- Substitute Transportation: up to $50 per day up to a maximum of 10 days.
- 24-Hour Emergency Roadside Assistance: includes towing, battery jumpstart, fluid delivery, flat tire assistance and more.
- Travel Expense Reimbursement: up to $200 per day (5-day maximum) for lodging, food and transportation expenses.
- No Out-of-Pocket Expense (except for any deductible): the administrator pays the repair facility directly for the covered repair.
Three coverage plans are available. Talk to your State CS Loan Officer to find out what Mechanical Repair Coverage plan is right for you.
Credit Life and Disability Insurance
Protecting your loan payments against unexpected injury or illness could help protect more than your finances. It could help lighten the burden for the people you care about. Insure your loan payments today so you can worry a little less about tomorrow.
Please ask your Loan Officer regarding costs and adding protection to your loan.
Auto, Life & Homeowners Insurance
We proudly work with TruStage Insurance to offer you a Credit Union member discount when purchasing your different types of insurance needs. They offer Life Insurance, Accidental Death &Dismemberment, Auto and Property Insurance.