$25 for You. $25 for Them!
Refer a friend, coworker or family member to join State CS and, for a limited time, you could both earn 25! If you refer five friends, you can choose from an additional selection of rewards. Here’s how it works:
- Refer a friend to join the credit union and make sure they mention your name as the “Referrer”
- New account opened by Referred must include one of the following:
- Open a Savings account and set up direct deposit of at least $25 per month
- Open a Checking account with at least 5 debit card transactions
- Open a Savings account and a new loan
- Open a Money Market and keep it open for 45 days
- Open a Savings account and keep minimum balance of $500 for 45 consecutive days (must conclude within 60-day period)
- Open any Share Certificate (additional qualifications for lucky savers)
- Open a Lucky Savers account with 4 entries
- Only one bonus will be given per qualifying referred new member, regardless of number of accounts opened
By making a valid referral as determined in the sole discretion of the Credit Union, Referrer and the referred new member will both receive $25 deposited into their Primary Savings. Once the referrer reaches 5 eligible new members referred, they may choose from one of the following:
- Next loan – 60 days with no payments
- Next loan – 1% off of our current interest rate (Must be a new loan to the Credit Union, excluding HELOC’s)
- Waive processing fee on next No Credit Check loan
- Waive processing fee on next Skip-a-Pay
- Skip one loan payment at any time (processing fee applies)
- $40 deposited into your account
Bonuses are non-transferrable and valid for 12 months from issue date.
Click here to view the full terms and conditions of the Referral Program.
Bonus offer of $25 deposit ends 10/31/2026. Referral program is subject to change or discontinuation at any time. Must be 18 or older to participate. Referrer must be an existing member of the Credit Union in good standing. Employees and officials of the Credit Union are not able to participate. New accounts must meet qualifications within 60 days of account opening.