Black Friday No Credit Check Loan

Make the most of Black Friday deals and door busters with our limited-time No Credit Check Loan special. Borrow up to $750 at the low rate of 14.99% APR* for 10 months. Then rest easy during the holidays; your first payment won’t be due until January 15, 2027.

There is a $20 loan processing fee. To apply online, select the Loan Type of “No Credit Check” and enter “Black Friday” in the Purpose field. The Black Friday loan special is available from Nov. 9 – Nov. 25, 2026.

*Only one special loan per household. Direct deposit for 6+ consecutive months is required. No loan deferments in the last 90 days. Payment example: $750 at 14.99% APR for 10 months = monthly payments of $80.25.

Unsecured Personal Loan

Planning your vacation, a wedding or retirement? Need some extra cash or looking to consolidate debt and lower your monthly payments? Our personal loans are designed for just that; your personal reasons! We feature extremely competitive rates, flexible terms and quick turnaround. Whatever your heart’s desire may be, this is the loan to help get it.

No Credit Check Loan

Our No Credit Check Personal Loan could help you quickly gain access to funds to help with a needed purchase or expense. Loan amounts from $500 to $1,500 are available (depending on qualifications) with a 12-month repayment term. Direct deposit and a $20 processing fee are required for this loan. Only one No Credit Check Loan may be open per household at a time.

Share Secured Loan

Get the funds you need for a purchase or expense without dipping into your savings or emergency fund. With a Share Secured Loan, you borrow against your own savings account at a loan rate of only 1.50% above the rate you’re currently earning on your savings account! All funds pledged as collateral for the loan will earn dividends quarterly. A Share Secured Loan is also a great way to establish or build credit.

Personal Loan Rates

Term APR* (as low as)
18 months 7.99%
up to 36 months 8.49%
up to 48 months 8.49%
up to 60 months 8.74%
up to 72 months 9.24%

*Subject to loan approval. Rates include a 0.25% rate discount for automatic payments and a 0.25% rate discount for having an active State CS Checking account. Rates vary by credit and term of loan. Loan repayment terms available from 18 months to 72 months. Maximum APR of 18.00%. Payment example: $5,000 for 60 months at 8.49% APR = $102.56.

No Credit Check Loan Rates

Term APR* (as low as)
12 months 12.99%

Requires Direct Deposit. $20 processing fee applies. $500 in new money required if using to refinance. $1,500 loan for 12 months = $133.97 payments.

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