How to Detect Check Fraud Early
Whether a check was stolen from the mail, altered, forged, or used in a scam, the sooner you notice suspicious activity, the better your chances are of limiting financial loss.
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At State CS, we proudly serve the financial needs of NY State civil service employees, employees of the City of Watertown and of the Watertown City School District – those who dedicate their lives to serving our communities.
You deserve a financial partner who understands your commitment and is dedicated to providing personalized banking solutions tailored to support your goals, both on and off the job. At State CS, you’re more than just a member – you’re part of a community that honors service with service.
Read the Latest State CS News
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5 Common Types of Check Fraud
Even in a digital world, checks (paper or electronic) contain valuable information that criminals can use to steal money or commit fraud.
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Check Fraud: What it is and how it happens
Check fraud may sound like an old problem, but it’s still one of the fastest-growing types of financial fraud, and it can affect anyone.
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Summer Newsletter
The Summer 2026 newsletter is now available to read. Find your member number hidden in the newsletter and you’ll win $25!
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Make a Deposit or Payment by Card
Try our REPAY payment service to securely and easily make a deposit or loan payment by debit card!
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Unlock All Your Banking Benefits
We know you have many options when it comes to where you choose to manage your money, and we’re honored that you’ve chosen State CS!
