Check Fraud: What it is and how it happens
Check fraud may sound like an old problem, but it’s still one of the fastest-growing types of financial fraud, and it can affect anyone.
Auto Loans
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Certificates
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Personal Loans
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Money Market
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At State CS, we proudly serve the financial needs of NY State civil service employees, employees of the City of Watertown and of the Watertown City School District – those who dedicate their lives to serving our communities.
You deserve a financial partner who understands your commitment and is dedicated to providing personalized banking solutions tailored to support your goals, both on and off the job. At State CS, you’re more than just a member – you’re part of a community that honors service with service.
Read the Latest State CS News
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Summer Newsletter
The Summer 2026 newsletter is now available to read. Find your member number hidden in the newsletter and you’ll win $25!
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Member Appreciation Picnic
Please join us for a day of family fun featuring games, giveaways and great food on Saturday, August 15th.
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2025 Annual Report
2025 was an incredible year for the credit union! Read the Annual Report for highlights of growth and stability, including financials.
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Make a Deposit or Payment by Card
Try our REPAY payment service to securely and easily make a deposit or loan payment by debit card!
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Unlock All Your Banking Benefits
We know you have many options when it comes to where you choose to manage your money, and we’re honored that you’ve chosen State CS!
