2025 Annual Report
2025 was an incredible year for the credit union! Read the Annual Report for highlights of growth and stability, including financials.
Auto Loans
APR as low as*
Certificates
APY as high as*
Personal Loans
APR as low as*
Money Market
APY as high as*
At State CS, we proudly serve the financial needs of NY State civil service employees, employees of the City of Watertown and of the Watertown City School District – those who dedicate their lives to serving our communities.
You deserve a financial partner who understands your commitment and is dedicated to providing personalized banking solutions tailored to support your goals, both on and off the job. At State CS, you’re more than just a member – you’re part of a community that honors service with service.
Read the Latest State CS News
-
-
Make a Deposit or Loan Payment by Card
Try our REPAY payment service to securely and easily make a deposit or loan payment by debit card!
-
Unlock All Your Banking Benefits
We know you have many options when it comes to where you choose to manage your money, and we’re honored that you’ve chosen State CS!
-
Protect Yourself From Fraud
Recently, we’ve seen an increase in account fraud. As a friendly reminder, here are a few tips to help keep your funds safe and quickly identify any potentially fraudulent transactions.
