APR as low as*
APY as high as*
APR as low as*
APY as high as*
At State CS, we proudly serve the financial needs of NY State civil service employees, employees of the City of Watertown and of the Watertown City School District – those who dedicate their lives to serving our communities.
You deserve a financial partner who understands your commitment and is dedicated to providing personalized banking solutions tailored to support your goals, both on and off the job. At State CS, you’re more than just a member – you’re part of a community that honors service with service.
Getting ready for college is an exciting time, yet navigating how to pay for tuition can be overwhelming. State CS is awarding three (3) scholarships to members attending an accredited educational institution for the first time in fall 2026.
You’re invited to join us for an informative workshop with breakfast bites and budgeting tips. We’ll be hosting a budgeting workshop on Wednesday, February 25th, at the Flower Memorial Library.
Try our REPAY payment service to securely and easily make a deposit or loan payment by debit card!
We know you have many options when it comes to where you choose to manage your money, and we’re honored that you’ve chosen State CS!
Recently, we’ve seen an increase in account fraud. As a friendly reminder, here are a few tips to help keep your funds safe and quickly identify any potentially fraudulent transactions.
