Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm |

Loan Services

Featured Rates

New and Used Auto
as low as


Boats and Campers
as low as


ATVs and Snowmobiles
as low as


Personal Loans
as low as


You Deserve It!!

You deserve putting more of your hard earned money into your pockets so take advantage of our low loan rates paying less interest and saving you more money!! Finance the automobile you’ve been wanting, take that vacation, buy the camper and boat, consolidate higher interest rate debts, or complete those home improvements. Get started now with the easy online loan application or call 315-785-2470 and speak to a loan officer. 

Get Pre-approved Today!

Competitively Low Loan Rates!! Whether you’re looking for a vehicle, home improvements, or just some extra cash, you’ll find our rates are designed just for you.

We Offer

  • Competitively low loan rates 
  • Flexible repayment terms to fit your budget 
  • Refinancing available 
  • Same day approval in most cases 
  • Easy payroll deduction payments 
  • GAP Insurance
  • Life and Disability payment protection
  • Auto / Homeowners Insurance

Vehicle Loans

We have low rates for new and used vehicles.
Financing options available for vehicles above 100% of the MSRP or J.D. Power retail value!
GAP insurance available.
Call us today for more details!

Other Collateral Secured

100% Financing Available!
Loans for New, & Used Merchandise such as ATV’s, Motorcycles, Boats, Campers, and more…

Share Secured Loan

Borrow from your own savings account at a rate of only 1.5% above the rate currently being earned on your savings account.
All monies pledged will earn dividends quarterly. Ask us for more information.

Signature Loan

Planning your vacation or retirement? Need some extra cash? Competitive rates created just for you! Whatever your hearts desire may be, this is your loan to get just that! All applications accepted.