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Auto Loans

APR as low as*

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Certificates

APY as high as*

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Personal Loans

APR as low as*

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Money Market

APY as high as*

At State CS, we proudly serve the financial needs of NY State civil service employees, employees of the City of Watertown and of the Watertown City School District – those who dedicate their lives to serving our communities.

You deserve a financial partner who understands your commitment and is dedicated to providing personalized banking solutions tailored to support your goals, both on and off the job. At State CS, you’re more than just a member – you’re part of a community that honors service with service.

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