Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm |

About Us

Together We Thrive

It’s not just our motto, it’s our passion. We want you to flourish in EVERY area of your life! At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. Take a moment to browse all of the products we offer. What’s more, tell your family members about us – they qualify too! Feel free to call (315)785-2400 or email us anytime!

About State CS

What Members Are Saying

The State CS Difference

Who We Serve


  • New York State Civil Service Employees 
  • City of Watertown Employees
  • Watertown City School District Employees
  • Retirees of above employers
  • Immediate family of current members

We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis and St. Lawrence counties. 

Electronic Services


  • Online Banking
  • Mobile apps for iPhone and Android
  • Bill Pay (E-Pay)
  • Nationwide ATM Network
  • Visa Debit Cards
  • Audio Response Teller
  • Online Loan and Membership Applications

Download our Mobile App

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