Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm |

Youth Accounts


Children (and grandchildren) of State CS members can also join the credit union! When you open a Primary Savings for your child or teen (with a Guardian as Joint on the account), they can remain a member for life and eventually take advantage of all the accounts, loans and services that State CS offers.

A $5 minimum balance is required to open the account, and dividends are earned on balances over $50. The higher the balance, the higher the dividend rate earned.

Teen Checking

Help your teen learn solid financial management skills with a Checking account from State CS. This account has no monthly fee and no minimum balance requirement, and includes:

  • Visa Debit Card
  • 4 monthly fee-free withdrawals at more than 30,000 CO-OP ATMs and 4,000 Sharenet ATMs nationwide
  • Convenient Online and Mobile Banking with Bill Pay
  • Mobile check deposit through the State CS app
  • Potential fraud alert notifications for debit card transactions sent via text message