Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm

Savings Rates

Savings Account Interest Rates(effective 7/1/19)

Account BalanceInterest Rate Earned
Under $50.00No Dividends
$50.00 to $4,999.990.25 %
$5,000 to $9,999.990.45 %
$10,000 to $19,999.990.55 %
$20,000 and over0.65 %

CD Rates

TermDividend RateAnnual Percentage Yield
6 month1.65%1.66%
12 month2.15%2.17%
24 month3%3.04%
6 month SPECIAL3%3.05%

Lucky Savers Rates

TermDividend RateAnnual Percentage Yield
1 year2.40%2.43%