Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm

Category:

Spring Home Equity Line of Credit Special

April 9th, 2025 by

Low introductory rate of 4.50% APR for 6 months! After that, Prime with applicable margin

Pay. Earn. Repeat.

February 27th, 2025 by

No annual fee and up to 4x points with the Everyday Rewards+ Visa

Get a Better Car, with Lower Payments!

January 16th, 2024 by

Finance your car with the Drive 4 Less Lease Alternative balloon loan

Family for the Win!

May 29th, 2024 by

Your Immediate Family Members are Eligible to Join State CS

Resolve to Find Financial Balance

January 1st, 2024 by

Schedule your financial checkup and credit review

Quick. Secure. Convenient.

September 6th, 2023 by

Add Your State CS Debit Card to Your Mobile Wallet

Complete Debit Card Control

August 24th, 2023 by

Set terms for when, how and where your card is used

Pay Your Loan by Card!

May 3rd, 2023 by

With our online REPAY service, you can easily and securely pay your State CS Loan with a debit card from another account.

Pass It On…

September 20th, 2022 by

Refer a Friend to State CS and Earn a $10 Gift Card

Money Management Made Simple

April 1st, 2022 by

Free Checking from State CS

Main Office


4th Floor, Dulles State Office Building
317 Washington St.,
Watertown, NY 13601
Phone: (315)785-2400
Fax: (877)335-8853
Hours: Mon – Fri 8:00am – 3:00pm

Branch Office


144 Eastern Blvd,
Watertown, NY 13601
Phone: (315)785-2470
Fax: (877)624-5503
Hours: Mon – Fri 8:00am – 4:30pm

Contact Information


Toll Free: 877-777-8011
Email us anytime!
ART (Audio Response Teller)
Phone: (315)782-9900
Routing Number: 221380949
Privacy Policy 

Your savings are federally insured up to $250,000 by NCUA (National Credit Union Administration), a US government agency. Equal Housing Lender.

State CS Employees Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at  (315)785-2400. All products and services available on this website are available at our credit union office.


national credit union administration
equal housing lender