Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm


We’re Here for You!

January 20th, 2021 by

With the recent announcement of correctional facility closures and the changes that will bring, please know that State CS is here for you!

Read more

Remote Deposit Capture

December 14th, 2020 by

Remote Deposit Capture (mobile deposit) is a quick and easy way to deposit checks through your mobile app! Save time by depositing your checks remotely, no matter where you are or what time of day it is. From your mobile app, simply snap a picture of the front and back of the check to make your deposit!

Loan Promotions

January 20th, 2021 by

Special financing available on snowmobiles ~ Interest rates as low as 3.99%APR with financing options up to 84 months *Must be a 2019 or newer*
Looking to do a Home Improvement or payoff a high interest rate credit card? Signature loans available at 5.49%APR for financing up to 72 months *Must have qualifying credit score*
No payments due for the first 90 days *New loans only*

Home Equity Lines of Credit are Available!

January 20th, 2021 by

Home Improvement projects, college tuition costs or debt consolidation needs are just a few ways to put your equity to work!
The process is easy and State CS will pay up to $250.00 toward your closing costs.
Call 315-785-2470 or apply online

Main Office

4th Floor, Dulles State Office Building
317 Washington St.,
Watertown, NY 13601
Phone: (315)785-2400
Fax: (877)335-8853
Hours: Mon – Fri 8:00am – 3:00pm

Branch Office

144 Eastern Blvd,
Watertown, NY 13601
Phone: (315)785-2470
Fax: (877)624-5503
Hours: Mon – Fri 8:00am – 4:30pm

Contact Information

Toll Free: 877-777-8011
Email us anytime!
ART (Audio Response Teller)
Phone: (315)782-9900
Routing Number: 221380949
Privacy Policy 

Your savings are federally insured up to $250,000 by NCUA (National Credit Union Administration), a US government agency. Equal Housing Lender.

State CS Employees Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at  (315)785-2400. All products and services available on this website are available at our credit union office.

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