Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm


Need to Make a Loan Payment at State CS?

May 11th, 2021 by

Try our NEW payment service, REPAY, to securely and easily make your loan payment by card!

Read more

Help Them Make the Switch to State CS Today!

May 4th, 2021 by

Our Refer-A-Friend program always rewards our REFERRERS with a $5 gift card when a friend opens a qualifying account. For a limited time, Refer-A-Friend and you’ll BOTH get a $5 gift card! *

*Qualifications and exclusions apply. Valid on accounts opened through June 30th 2021.

Make this Summer Unforgettable!

April 29th, 2021 by

Take advantage of low loan rates on boats, jet skis, campers and ATV’s. Call for your pre-approval today!

Home Equity Lines of Credit are Available!

January 20th, 2021 by

Home Improvement projects, college tuition costs or debt consolidation needs are just a few ways to put your equity to work!
The process is easy and State CS will pay up to $250.00 toward your closing costs.
Call 315-785-2470 or apply online

Main Office

4th Floor, Dulles State Office Building
317 Washington St.,
Watertown, NY 13601
Phone: (315)785-2400
Fax: (877)335-8853
Hours: Mon – Fri 8:00am – 3:00pm

Branch Office

144 Eastern Blvd,
Watertown, NY 13601
Phone: (315)785-2470
Fax: (877)624-5503
Hours: Mon – Fri 8:00am – 4:30pm

Contact Information

Toll Free: 877-777-8011
Email us anytime!
ART (Audio Response Teller)
Phone: (315)782-9900
Routing Number: 221380949
Privacy Policy 

Your savings are federally insured up to $250,000 by NCUA (National Credit Union Administration), a US government agency. Equal Housing Lender.

State CS Employees Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at  (315)785-2400. All products and services available on this website are available at our credit union office.

national credit union administration
equal housing lender