Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm |


Earn More On Your Money!

May 23rd, 2023 by

4.75% APY* 12-Month Certificate Special

Make it Your Best Summer Yet!

May 11th, 2023 by

Vacation Personal Loans as low as 8.99% APR*

Pay Your Loan by Card!

May 3rd, 2023 by

With our online REPAY service, you can easily and securely pay your State CS Loan with a Mastercard, Visa or Discover card.

Adventure Awaits!

April 18th, 2023 by

Specialty Vehicle Loan Terms up to 180 Months

Your Home Away From Home

March 18th, 2023 by

Recreational Vehicle Loan Financing up to 180 Months

Put Your Home’s Equity to Work!

September 23rd, 2022 by

With a State CS Low-Rate Home Equity Line of Credit

Relax…Let Your Money Work Harder

July 6th, 2022 by

Earn up to 3.00% APY* with a High-Yield Money Market

Pass It On…

September 20th, 2022 by

Refer a Friend to State CS and Earn a $10 Gift Card

Money Management Made Simple

April 1st, 2022 by

Free Checking from State CS

Main Office

4th Floor, Dulles State Office Building
317 Washington St.,
Watertown, NY 13601
Phone: (315)785-2400
Fax: (877)335-8853
Hours: Mon – Fri 8:00am – 3:00pm

Branch Office

144 Eastern Blvd,
Watertown, NY 13601
Phone: (315)785-2470
Fax: (877)624-5503
Hours: Mon – Fri 8:00am – 4:30pm

Contact Information

Toll Free: 877-777-8011
Email us anytime!
ART (Audio Response Teller)
Phone: (315)782-9900
Routing Number: 221380949
Privacy Policy 

Your savings are federally insured up to $250,000 by NCUA (National Credit Union Administration), a US government agency. Equal Housing Lender.

State CS Employees Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at  (315)785-2400. All products and services available on this website are available at our credit union office.

national credit union administration
equal housing lender