Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm |


Explore More with a Vacation Loan!

May 2nd, 2022 by

Make it Your Best Summer Yet. As low as 5.99% APR* with Flexible Repayment Terms.

Certificate Rates Increased Again!

April 20th, 2022 by

Earn 2.84% APY* with a 24-month Share Certificate

0% Intro APR on Purchases and Balance Transfers!

March 9th, 2022 by

On the Platinum Visa for 24 billing cycles if you apply by July 31, 2022. After that, a variable APR between 14.24% – 24.24% applies.

Big Plans? A Home Equity Line of Credit Can Help!

March 22nd, 2022 by

Rates as low as 3.25% APR* and $300 towards closing costs.

Follow State CS!

February 2nd, 2022 by

State CS is on Facebook and Instagram. Give us a “follow” to stay up to date with the latest news and special offers.

Main Office

4th Floor, Dulles State Office Building
317 Washington St.,
Watertown, NY 13601
Phone: (315)785-2400
Fax: (877)335-8853
Hours: Mon – Fri 8:00am – 3:00pm

Branch Office

144 Eastern Blvd,
Watertown, NY 13601
Phone: (315)785-2470
Fax: (877)624-5503
Hours: Mon – Fri 8:00am – 4:30pm

Contact Information

Toll Free: 877-777-8011
Email us anytime!
ART (Audio Response Teller)
Phone: (315)782-9900
Routing Number: 221380949
Privacy Policy 

Your savings are federally insured up to $250,000 by NCUA (National Credit Union Administration), a US government agency. Equal Housing Lender.

State CS Employees Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at  (315)785-2400. All products and services available on this website are available at our credit union office.

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equal housing lender