Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm

Category:

Christmas Loans

December 1st, 2025 by

Borrow up to $3,000 for as low as 6.99% APR*

Meet Santa at State CS!

November 28th, 2025 by

Thursday, December 11th, 3:00-4:30pm at the Eastern Blvd. Branch

Slide into Savings

October 17th, 2025 by

Recreational Vehicle Loans discounted as low as 5.99% APR*

Slide Past Your Next Loan Payment

October 27th, 2025 by

Holiday Skip-a-Pay now available

State CS Angel Tree

November 18th, 2024 by

Help make a child’s wishes come true for Christmas

Good News Travels Fast!

August 11th, 2025 by

Spread the word and leave a Google Review for State CS

Big Purchases? No Problem!

July 1st, 2025 by

0% Intro APR for 21 Months with the Platinum Visa*

Get a Better Car, with Lower Payments!

January 16th, 2024 by

The Drive4Less Loan’s payment structure offers lower, more affordable payments

Family for the Win!

May 29th, 2024 by

Your Immediate Family Members are Eligible to Join State CS

Quick. Secure. Convenient.

September 6th, 2023 by

Add Your State CS Debit Card to Your Mobile Wallet

Main Office


4th Floor, Dulles State Office Building
317 Washington St.,
Watertown, NY 13601
Phone: (315)785-2400
Fax: (877)335-8853
Hours: Mon – Fri 8:00am – 3:00pm

Branch Office


144 Eastern Blvd,
Watertown, NY 13601
Phone: (315)785-2470
Fax: (877)624-5503
Hours: Mon – Fri 8:00am – 4:30pm

Contact Information


Toll Free: 877-777-8011
Email us anytime!
ART (Audio Response Teller)
Phone: (315)782-9900
Routing Number: 221380949
Privacy Policy 

Your savings are federally insured up to $250,000 by NCUA (National Credit Union Administration), a US government agency. Equal Housing Lender.

State CS Employees Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at  (315)785-2400. All products and services available on this website are available at our credit union office.


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equal housing lender