Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm


Holiday Closing

October 1st, 2021 by

State CS will be closed on Monday, October 11th in observance of Columbus Day

Need a Little Extra Cash for the Holidays?

October 8th, 2021 by

Skip a Pay is back for your November or December loan payment.

Christmas Club Money is Now Available!

October 8th, 2021 by

Contact the Credit Union to have a check mailed or stop by to make a withdrawal.
Start a Christmas Club for next year and take the stress out of your Holiday Season.

Need to Make a Loan Payment at State CS?

May 11th, 2021 by

Try our NEW payment service, REPAY, to securely and easily make your loan payment by card!

Read more

State CS Employees FCU 2020 Annual Report

April 29th, 2021 by


June 18th, 2020 by


Qualifications and exclusions apply.

Apply for a Loan!

December 4th, 2018 by

State CS Employees Federal Credit Union offers a variety of loans with low rates!

Become a member at State CS!

December 4th, 2018 by

Surcharge Free ATMs!

July 25th, 2019 by
co-op atm
sharenet atm

Look for ATMs with the Co-Op and Sharenet logos! 

Mobile Banking

November 26th, 2018 by

You can now access all of your accounts on your phone! Download our mobile app on both Android and iOS and get started with mobile banking.

iOS app store
google play store

Main Office

4th Floor, Dulles State Office Building
317 Washington St.,
Watertown, NY 13601
Phone: (315)785-2400
Fax: (877)335-8853
Hours: Mon – Fri 8:00am – 3:00pm

Branch Office

144 Eastern Blvd,
Watertown, NY 13601
Phone: (315)785-2470
Fax: (877)624-5503
Hours: Mon – Fri 8:00am – 4:30pm

Contact Information

Toll Free: 877-777-8011
Email us anytime!
ART (Audio Response Teller)
Phone: (315)782-9900
Routing Number: 221380949
Privacy Policy 

Your savings are federally insured up to $250,000 by NCUA (National Credit Union Administration), a US government agency. Equal Housing Lender.

State CS Employees Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at  (315)785-2400. All products and services available on this website are available at our credit union office.

national credit union administration
equal housing lender