Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm |


Winter Newsletter

December 1st, 2022 by

The State CS Winter 2022 Newsletter is now available! If you find your member number hidden in the newsletter while reading, contact the credit union and you’ll win $25 deposited into your account!

Read more

Fraud Text Alerts Now Available

July 6th, 2022 by

State CS now offers potential fraud alert notifications for debit card transactions via text messaging. If we have your cell phone number on file, a text will be sent when a suspicious transaction is flagged. You can respond “Yes” to confirm that the transaction was yours. If not, please reply “No”. Your card will be blocked to prevent further transactions and our fraud department will contact you via phone call.

Credit Cards Now Available!

March 9th, 2022 by

Whether you want to pay down balances faster, maximize cash back or earn rewards, we have the ideal card for you!

Read more

Need to Make a Loan Payment at State CS?

May 11th, 2021 by

Try our NEW payment service, REPAY, to securely and easily make your loan payment by card!

Read more


June 18th, 2020 by


Qualifications and exclusions apply.

Surcharge Free ATMs!

July 25th, 2019 by
co-op atm
sharenet atm

Look for ATMs with the Co-Op and Sharenet logos! 

Main Office

4th Floor, Dulles State Office Building
317 Washington St.,
Watertown, NY 13601
Phone: (315)785-2400
Fax: (877)335-8853
Hours: Mon – Fri 8:00am – 3:00pm

Branch Office

144 Eastern Blvd,
Watertown, NY 13601
Phone: (315)785-2470
Fax: (877)624-5503
Hours: Mon – Fri 8:00am – 4:30pm

Contact Information

Toll Free: 877-777-8011
Email us anytime!
ART (Audio Response Teller)
Phone: (315)782-9900
Routing Number: 221380949
Privacy Policy 

Your savings are federally insured up to $250,000 by NCUA (National Credit Union Administration), a US government agency. Equal Housing Lender.

State CS Employees Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at  (315)785-2400. All products and services available on this website are available at our credit union office.

national credit union administration
equal housing lender