Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm |

Personal Loans

Black Friday Loan Special

Get ready for Black Friday deals with our No Credit Check Loan Special. You can borrow up to $750 at the low rate of 14.99% APR for a 10-month term.* Plus, your first payment won’t be due until January 15, 2025. 

When applying online, select the Loan Type of “No Credit Check” and enter “Black Friday” in the Purpose field.

*Only one special loan per household. $20 loan processing fee applies. Direct deposit for 6+ consecutive months is required. Offer valid 11/13/2024 – 11/27/2024. Payment example: $750 at 14.99% APR for 10 months = monthly payments of $80.25. 

Unsecured Personal Loan

Planning your vacation, a wedding or retirement? Need some extra cash or looking to consolidate debt and lower your monthly payments? Our personal loans are designed for just that; your personal reasons! We feature extremely competitive rates, flexible terms and quick turnaround. Whatever your heart’s desire may be, this is the loan to help get it.

Share Secured Loan

Get the funds you need for a purchase or expense without dipping into your savings or emergency fund. With a Share Secured Loan, you borrow against your own savings account at a loan rate of only 1.50% above the rate you’re currently earning on your savings account! All funds pledged as collateral for the loan will earn dividends quarterly. A Share Secured Loan is also a great way to establish or build credit.