Main office:  (315)785-2400  Hours: Mon – Fri 8:00am – 3:00pm.   Branch office: (315)785-2470 Hours: Mon – Fri 8:00am – 4:30pm |

Digital Banking Downtime

On Tuesday, Dec 31st, our online services will be unavailable from 5:30pm – 9:00pm for end of year processing.
We apologize for any inconvenience and thank you for your patience.

Holiday Skip a Pay

Slide past your next loan payment and keep some extra cash in your pocket for the holiday season.

With our Holiday Skip a Pay offer, you can choose to skip your November, December or January payment, on eligible loans, for a $40 processing fee per loan skipped.

To request a skip payment, you can call us or request through Online Banking. From Online Banking, select “Forms” from the menu options and then select Skip a Pay. You’ll be able to complete the request form and sign electronically.

Slide past your next loan payment with Holiday Skip a Pay

Skip a Pay not eligible on Credit builder loans, Christmas loans, No Credit Check Loans, Credit Sense Loans, Home Equity & New loans with the 1st or 2nd payment due.